Is your family pet insured? Are you financially prepared should a medical emergency arise for your beloved dog or cat? Veterinary costs are on the rise and will continue to rise. How will you handle a medical emergency? Keep reading to learn why pet insurance may be right for you and your pets.

Why is the cost of veterinary care skyrocketing?

While it may seem that the rise in veterinary care is growing at an alarming rate, the truth is that this rise is in part due to the advances in advances in Veterinary medicine and medical Practices. With the advent of new treatments, there are now more options than ever when it comes to treating your pets. Diagnoses that were once considered hopeless are now more treatable than ever. These advances do sometimes come with a hefty price tag. Keep in mind however, that treatments that were once only available for the human members of your family are now available for your pets. Radiation, chemotherapy, as well as screening tools such as ultra sounds and MRI’s are now readily available for your pets. The advances in present day diagnostic tools are saving lives every day. We hear it all the time when it comes to humans – early detection saves lives!

Should I invest in pet insurance?

This is not a decision that you should take lightly. Armed with adequate education, you can make a decision about pet insurance that just may mean the difference between sub-par and top of the line treatment for your pet. It may even be the difference between life and death.

When it comes to choosing pet insurance, there’s an option for every budget. According to, many of the best pet insurance policies will cover the following:

*Wellness care
*Cancer treatments
*Congenital Conditions
*Choose your own Vet
*Chronic Conditions
*Lab Tests
*Hereditary Conditions
*Holistic Treatments

What should I look for when comparing pet insurance companies?

There are a few “staples” you should definitely investigate when researching the various pet insurance companies. However, as you do your research consider your budget as well as how prepared you are currently if a major medical emergency should occur. Simply put, do you have enough cash reserves to provide adequate medical coverage for your pet?

With that in mind, it’s always good practice to consider the following items:

*Types of animals insured (ie. dog, cat, exotic pet)
*Co-pay amount
*Maximum age for insured pet
*Maximum lifetime benefits
*Additional coverage has compiled extensive research for you. The pros and cons are laid out for you. Use their research as a starting point. Again, keep in mind the levels of coverage as well as any treatments that are excluded in coverage. You can probably be assured that these plans do not cover preexisting conditions so do not delay. Do you research today and weigh the options to determine if pet insurance is what you and your pets need.

By Noelle Dunn

Fluffs of Luv Pet Care offers an array of customized pet care services, including in home pet sitting, dog walking, cat only pet sitting, overnight visits and cat and dog grooming. As the most reputable pet sitters and dog walkers in Charlotte and the surrounding area, Fluffs of Luv has put countless clients at ease by caring for their cherished companions while they were away. Give Fluffs of Luv a call for a free in home consultation for pet care or to set up a grooming appointment 704-421-3492 or visit Don’t forget to book your give back bath on Thursday’s. All breed baths only $25 on Thursday and $5 is donated to rescue of the month! Call 704-440-4080 to set up your bath.